Experian CreditWorks Premium
7 days free · $24.99/mo after
Exit grade D: No self-serve online cancel: you have to call to close the account.
On experian.com
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Track this trialQuick answer
The Experian CreditWorks Premium free trial runs 7 days, then bills $24.99/month for the CreditWorks Premium plan. A credit card is required to start. Cancelling is moderate - about 6 minutes. Our take: Seven days is enough to pull your three-bureau report, check your FICO score, and see whether the daily monitoring is worth $25/month to you - for most people, the free CreditWorks Basic tier or a free monitoring app covers the essentials.
Last verified: July 22, 2026
On experian.com
Our take
Seven days is enough to pull your three-bureau report, check your FICO score, and see whether the daily monitoring is worth $25/month to you - for most people, the free CreditWorks Basic tier or a free monitoring app covers the essentials. Take the trial to audit your full credit picture in one sitting, then set a reminder for day six. The value is real if you're mid-dispute or recovering from fraud; less so as a permanent subscription.
What you get
The Experian CreditWorks Premium CreditWorks Premium plan
Included · 5
Daily credit monitoring across all three bureaus (Experian, Equifax, TransUnion)
Your FICO Score 8 plus 3-bureau reports and scores
Real-time alerts when something changes on your credit file
Experian identity-theft resolution support and up to $1M identity-theft insurance (underwritten, terms apply)
Dark-web surveillance and Social Security number monitoring
Worth knowing
Free-tier features you already get without paying - Experian's free plan includes FICO score and Experian-only monitoring
Guaranteed score increases - monitoring shows your credit, it doesn't repair it
Coverage that continues free after day 7 - it auto-converts to $24.99/month
Lender-specific FICO versions (mortgage/auto scores use different models than the FICO 8 shown here)
The honest data
By the numbers
- Trial length
- 7 days
- Price after
- $24.99 / mo
- Card required
- Yes
- Cancellation
- Medium
- Time to cancel
- ~6 min
Cancellation guide
How to cancel Experian CreditWorks Premium
Documented · ~6 min
- 01
Sign in to your Experian membership account at experian.com
- 02
Open Account or Membership settings and select the option to cancel your membership
- 03
Confirm cancellation before the 7-day trial ends; if you can't find the online option, call Experian membership support at 1-479-343-6239 to cancel
Experian CreditWorks Premium free trial - frequently asked
- Is the Experian CreditWorks Premium free trial really free?
- Yes - the Experian CreditWorks Premium free trial is free for 7 days. A credit card is required, so it renews at $24.99/month unless you cancel first.
- How much does Experian CreditWorks Premium cost after the trial?
- After the free trial, Experian CreditWorks Premium costs $24.99 per month for the CreditWorks Premium plan.
- How do I cancel Experian CreditWorks Premium?
- To cancel Experian CreditWorks Premium: 1. Sign in to your Experian membership account at experian.com; 2. Open Account or Membership settings and select the option to cancel your membership; 3. Confirm cancellation before the 7-day trial ends; if you can't find the online option, call Experian membership support at 1-479-343-6239 to cancel. It takes about 6 minutes and is rated medium to cancel.
- Do I need a credit card for the Experian CreditWorks Premium trial?
- Yes - Experian CreditWorks Premium requires a credit card to start the free trial, so note the renewal date - day 7 - if you only want the trial.