Fetch Pet Insurance
Fetch (by The Dodo) is a monthly pet insurance membership, not a free trial.
Exit grade D: There is no self-serve online cancel button. Fetch offers a 30-day risk-free window, but to cancel you contact them by phone or email rather than clicking a cancel link.
On fetchpet.com
We may earn a commission (via direct) - it doesn't change our verdict. How we get paid →
Then come back.
We'll track Fetch Pet Insurance for you - reminders days before renewal, so deciding is always on your schedule.
Track this trialQuick answer
Fetch Pet Insurance: Fetch (by The Dodo) is a monthly pet insurance membership, not a free trial. A credit card is required to start. Cancelling is hard - about 12 minutes. Our take: Fetch has the broadest base coverage in our set: behavioral therapy, dental disease, holistic and alternative care, and unusual extras like lost-pet reward and vacation-cancellation costs are built into the plan rather than bolted on.
On fetchpet.com
Our take
Fetch has the broadest base coverage in our set: behavioral therapy, dental disease, holistic and alternative care, and unusual extras like lost-pet reward and vacation-cancellation costs are built into the plan rather than bolted on. That makes it a strong pick for an owner who wants one comprehensive policy. Honest trade-offs: sick-visit exam-fee coverage can be an add-on depending on your state, the orthopedic waiting period is a full 6 months, and cancellation is by phone or email rather than self-serve. Track your renewal here and we send a reminder before each one, so nothing surprises you.
Fetch at a glance
| Accident and Illness plan | |
|---|---|
| Typical monthly premium | Dogs about $35 to $70, cats lower, varies widely |
| Reimbursement options | 70%, 80%, or 90% |
| Annual deductible | Options commonly around $250 to $500+ |
| Annual payout limit | $5,000 and up |
| Waiting periods | Up to 15 days accident and illness, 6 months orthopedic |
| Notable inclusions | Behavioral, dental disease, holistic care, lost-pet and vacation-cancellation costs |
| Key exclusions | Pre-existing conditions; exam fees may be an add-on; routine care |
| Cancellation | Phone or email - no self-serve online |
Researched July 2026. Premiums vary by species, breed, age, and ZIP - honest ranges, not a quote.
What you get
The Fetch Pet Insurance Accident and Illness (comprehensive) plan
Included · 5
A comprehensive accident and illness plan with unusually broad base inclusions
Behavioral therapy, dental disease, and alternative and holistic therapy included in the plan
Extras such as lost-pet reward costs and vacation-cancellation fees tied to a covered pet emergency
Your choice of 70, 80, or 90 percent reimbursement, an annual deductible, and an annual limit
Availability in all 50 states, Washington, DC, and Canada, with a 30-day risk-free window
Worth knowing
Pre-existing conditions - excluded, as with every carrier
Sick-visit exam fees in every configuration - this can be an add-on depending on your state and plan
Routine and wellness care unless separately added
Coverage during waiting periods - up to 15 days for accidents and illness and 6 months for orthopedic conditions
A flat premium - rates rise with age and vet-cost inflation
The honest data
By the numbers
- Pricing
- Fetch (by The Dodo) is a monthly pet insurance membership, not a free trial. It stands out for the breadth of what its accident-and-illness plan includes: behavioral therapy, dental disease, alternative and holistic therapy, and even lost-pet reward and vacation-cancellation costs. Premiums vary by species, breed, age, and ZIP. Researched July 2026: dogs commonly run about $35 to $70 a month, with cats lower. You choose 70, 80, or 90 percent reimbursement, an annual deductible, and an annual limit. Coverage of sick-visit exam fees can be an add-on depending on your state and configuration. Fetch is available in all 50 states, Washington, DC, and Canada.
- Card required
- Yes
- Cancellation
- Hard
- Time to cancel
- ~12 min
Around the web
What others say about Fetch Pet Insurance
Curated outside takes. We don't edit them, we just point at them.
At a glance
2 reviews from 2 sources
Topline: Mixed
1 positive1 mixed
Our read across dimensions
- Product quality
- Value
- Cancellation
- Honest billing
- Customer support
Reviewer
Forbes Advisor
Fetch Pet Insurance Review and Pricing
“Praises the breadth of included coverage, from behavioral and dental to holistic care and lost-pet costs, while noting some exam-fee coverage depends on configuration.”
Independent editorial review; details summarized from the piece.
Read on forbes.comReviewer
U.S. News
Fetch Pet Insurance Review for 2026
“Notes comprehensive coverage and nationwide availability alongside a longer 6-month orthopedic waiting period and a contact-to-cancel process.”
Independent editorial review; sentiment summarized from the piece.
Read on usnews.com
What’s new with Fetch Pet Insurance
- Feature changeSep 29, 2026
Fetch Pet Insurance launches free virtual vet benefit for members
Fetch Pet Insurance added Fetch Online Vet, a telehealth benefit powered by Vetster that gives members four video veterinary appointments per year plus unlimited chat with vets, available through the Fetch app at no additional cost.
Cancellation guide
How to cancel Fetch Pet Insurance
Documented · ~12 min
- 01
Have your policy number ready.
- 02
Call Fetch at 1-866-467-3875 to request cancellation, since there is no online cancel button (phone lines are open Monday to Friday).
- 03
State the effective date you want coverage to end.
- 04
If you are within the 30-day risk-free window and have filed no claims, ask about a full refund; otherwise ask about a pro-rated refund.
- 05
Request written confirmation of the cancellation by email or mail, and keep it in case of an accidental charge.
Full guide: how to cancel Fetch Pet Insurance
Fetch Pet Insurance free trial - frequently asked
- How much does Fetch Pet Insurance cost?
- Fetch (by The Dodo) is a monthly pet insurance membership, not a free trial. It stands out for the breadth of what its accident-and-illness plan includes: behavioral therapy, dental disease, alternative and holistic therapy, and even lost-pet reward and vacation-cancellation costs. Premiums vary by species, breed, age, and ZIP. Researched July 2026: dogs commonly run about $35 to $70 a month, with cats lower. You choose 70, 80, or 90 percent reimbursement, an annual deductible, and an annual limit. Coverage of sick-visit exam fees can be an add-on depending on your state and configuration. Fetch is available in all 50 states, Washington, DC, and Canada.
- How do I cancel Fetch Pet Insurance?
- To cancel Fetch Pet Insurance: 1. Have your policy number ready; 2. Call Fetch at 1-866-467-3875 to request cancellation, since there is no online cancel button (phone lines are open Monday to Friday); 3. State the effective date you want coverage to end; 4. If you are within the 30-day risk-free window and have filed no claims, ask about a full refund; otherwise ask about a pro-rated refund; 5. Request written confirmation of the cancellation by email or mail, and keep it in case of an accidental charge. It takes about 12 minutes and is rated hard to cancel.
- Do I need a credit card for the Fetch Pet Insurance trial?
- Yes - Fetch Pet Insurance requires a credit card to start the free trial, so note when it converts to a paid plan.
More Pet Insurance trials
Healthy Paws Pet Insurance
Free
-
After
-
Kept
-
“Healthy Paws is the pick for an owner who wants the simplest possible unlimited plan and won't ever file a wellness claim. There's just one accident-and-illness plan, but it has no annual, per-incident, or lifetime payout cap. That's rare. And it's genuinely valuable if you're dealing with a serious ongoing condition. But the trade-offs are real. There's no wellness or routine-dental option at all. Older pets run into enrollment limits on deductible and reimbursement choices. And cancellation isn't self-serve - you have to contact them to leave. Track your renewal here and we'll send a reminder before each one, so nothing surprises you.”
ASPCA Pet Health Insurance
Free
-
After
-
Kept
-
“ASPCA Pet Health Insurance pairs a widely recognized, trusted brand name with budget-friendly entry premiums and flexible options, including a rare 100 percent reimbursement choice in some cases. It is a solid mainstream pick. The honest thing to know up front is that the ASPCA name is licensed: the policies are underwritten and administered by the Crum and Forster group, not the ASPCA charity, and cancellation is by phone or email rather than self-serve. Track your renewal here and we send a reminder before each one, so nothing surprises you.”
Pumpkin Pet Insurance
Free
-
After
-
Kept
-
“Pumpkin pairs a generous base plan - 90 percent reimbursement in most states, with dental, behavioral, and hereditary conditions included - with an optional Preventive Essentials add-on that reimburses routine care at 100 percent. It is a strong choice for an owner who wants broad coverage and a clean wellness option. Honest trade-offs: Preventive Essentials is a separate reimbursement product rather than insurance and is not sold in every state, and cancellation is by phone or email rather than self-serve. Track your renewal here and we send a reminder before each one, so nothing surprises you.”