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Memberships & FinanceMembershipHow we grade

Costco

$65/yr Gold Star, $130/yr Executive.

Exit grade D: No easy self-serve cancel: expect a retention gauntlet or a phone call to close the account.

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We'll track Costco for you - reminders days before renewal, so deciding is always on your schedule.

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Quick answer

Costco: $65/yr Gold Star, $130/yr Executive. A credit card is required to start. Cancelling is moderate - about 20 minutes. Our take: 100% Satisfaction Guarantee here means you can cancel anytime and get your full membership fee back.

Last verified: July 25, 2026

Our take

100% Satisfaction Guarantee here means you can cancel anytime and get your full membership fee back. There's no trial, though. Sign up for the $65 Gold Star membership and you'll get a $20-$45 Shop Card as part of the promo.

The honest data

By the numbers

Price after
$65.00 / mo
Card required
Yes
Cancellation
Medium
Time to cancel
~20 min

What’s new with Costco

  • Offer changeJun 11, 2025

    Costco Executive members get a $10 monthly credit for same-day delivery

    Since June 30, 2025, Costco Executive members automatically receive a $10 credit each month toward qualifying $150-plus orders on Costco same-day delivery or Instacart, applied once a membership number is linked, with no separate enrollment needed.

    via PR Newswire

Cancellation guide

How to cancel Costco

Documented · ~20 min

  1. 01

    Costco does not offer online cancellation, so you cancel in person or by phone.

  2. 02

    In person: go to the membership desk at any warehouse with your membership card and photo ID (the primary member must do it).

  3. 03

    By phone: call Member Services at 1-800-774-2678 with your membership number ready.

  4. 04

    Ask for the full annual fee refund, which Costco provides at any point in the year under its satisfaction guarantee.

  5. 05

    Confirm the account shows canceled and keep the refund receipt or reference number.

Full guide: how to cancel Costco

Costco free trial - frequently asked

How much does Costco cost?
Costco costs $65.00 per month.
How do I cancel Costco?
To cancel Costco: 1. Costco does not offer online cancellation, so you cancel in person or by phone; 2. In person: go to the membership desk at any warehouse with your membership card and photo ID (the primary member must do it); 3. By phone: call Member Services at 1-800-774-2678 with your membership number ready; 4. Ask for the full annual fee refund, which Costco provides at any point in the year under its satisfaction guarantee; 5. Confirm the account shows canceled and keep the refund receipt or reference number. It takes about 20 minutes and is rated medium to cancel.
Do I need a credit card for the Costco trial?
Yes - Costco requires a credit card to start the free trial, so note when it converts to a paid plan.

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