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Memberships & FinanceFree trialHow we gradeCovered by The Promise

Rocket Money

7 days free · $7.00/mo after

Exit grade B: Online cancel works, but you click past a retention offer first.

Start the trial

On help.rocketmoney.com

We may earn a commission (via Impact) - it doesn't change our verdict. How we get paid →

Then come back.

We'll track Rocket Money for you - reminders days before renewal, so deciding is always on your schedule.

Quick answer

The Rocket Money free trial runs 7 days, then bills $7.00/month. A credit card is required to start. Cancelling is easy - about 6 minutes. Our take: Free tier alone catches forgotten subscriptions; Premium trial is enough to negotiate one bill.

Start the Rocket Money trial →

On help.rocketmoney.com

Our take

Free tier alone catches forgotten subscriptions; Premium trial is enough to negotiate one bill. (7-day free trial of Premium)

The honest data

By the numbers

Trial length
7 days
Price after
$7.00 / mo
Card required
Yes
Cancellation
Easy
Time to cancel
~6 min

What’s new with Rocket Money

  • Feature changeOct 14, 2026

    Rocket Money Launches Rowan, an AI Agent for Subscriptions and Bills

    Rocket Money introduced Rowan, an AI agent available on a new Premium Plus tier that monitors accounts and can text users about things like subscription price increases or upcoming free trial conversions, with the option to text back to request a cancellation or bill negotiation.

    via 9to5Google

  • Feature changeOct 4, 2026

    Rocket Money launches AI assistant Rowan with new Premium+ tier

    In August 2026, Rocket Money introduced an AI agent called Rowan that monitors linked accounts and proactively alerts users to things like price increases or trials about to convert, currently rolling out to a limited group with a wider release planned later in 2026. Rowan requires a new Premium+ tier priced around $15 per month, above the existing $7 to $14 Premium range.

    via RobBerger.com

  • Feature changeSep 22, 2026

    Rocket Money adds Rowan AI assistant under new Premium Plus tier

    Rocket Money, owned by Rocket Companies, launched an AI-powered financial assistant called Rowan as part of a new Premium Plus membership tier that handles bill-related tasks and savings automation alongside existing subscription-cancellation tools.

    via Timothy Sykes (RKT stock news)

Cancellation guide

How to cancel Rocket Money

Documented · ~6 min

  1. 01

    Open the Rocket Money app and tap the Settings gear.

  2. 02

    Select Premium Membership, then Manage Membership.

  3. 03

    Drag the price slider all the way left to $0 per month, then tap Cancel Subscription and follow the prompts.

  4. 04

    Access to Premium features continues until the end of your current billing cycle. If you joined through an app store, cancel in that store's subscriptions instead.

Full guide: how to cancel Rocket Money

Rocket Money free trial - frequently asked

Is the Rocket Money free trial really free?
Yes - the Rocket Money free trial is free for 7 days. A credit card is required, so it renews at $7.00/month unless you cancel first.
How much does Rocket Money cost after the trial?
After the free trial, Rocket Money costs $7.00 per month.
How do I cancel Rocket Money?
To cancel Rocket Money: 1. Open the Rocket Money app and tap the Settings gear; 2. Select Premium Membership, then Manage Membership; 3. Drag the price slider all the way left to $0 per month, then tap Cancel Subscription and follow the prompts; 4. Access to Premium features continues until the end of your current billing cycle. If you joined through an app store, cancel in that store's subscriptions instead. It takes about 6 minutes and is rated easy to cancel.
Do I need a credit card for the Rocket Money trial?
Yes - Rocket Money requires a credit card to start the free trial, so note the renewal date - day 7 - if you only want the trial.

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