myFICO
30 days free · $19.95/mo after
Exit grade D: No self-serve online cancel: you have to call to close the account.
On myfico.com
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Then come back.
We'll track myFICO for you - reminders days before renewal, so deciding is always on your schedule.
Quick answer
The myFICO free trial runs 30 days, then bills $19.95/month. A credit card is required to start. Cancelling is moderate - about 15 minutes. Our take: Only place to buy real FICO scores from all three bureaus — one month is enough for a mortgage prep snapshot.
On myfico.com
Our take
Only place to buy real FICO scores from all three bureaus — one month is enough for a mortgage prep snapshot. (75% off first month of Basic (~$4.95))
The honest data
By the numbers
- Trial length
- 30 days
- Price after
- $19.95 / mo
- Card required
- Yes
- Cancellation
- Medium
- Time to cancel
- ~15 min
Cancellation guide
How to cancel myFICO
Documented · ~15 min
- 01
Log in to myFICO and open the My Subscriptions page (or the Subscription screen under the More tab in the iOS or Android app).
- 02
Select your active subscription and choose to cancel; you can also pause billing here instead.
- 03
Work through the retention prompts and confirm the cancellation.
- 04
If the online cancel does not go through, call customer service at 1-800-319-4433 (Mon-Fri 6am-6pm PT, Sat 7am-4pm PT) and ask them to cancel. Cancel before your renewal date to avoid the next charge.
Full guide: how to cancel myFICO
myFICO free trial - frequently asked
- Is the myFICO free trial really free?
- Yes - the myFICO free trial is free for 30 days. A credit card is required, so it renews at $19.95/month unless you cancel first.
- How much does myFICO cost after the trial?
- After the free trial, myFICO costs $19.95 per month.
- How do I cancel myFICO?
- To cancel myFICO: 1. Log in to myFICO and open the My Subscriptions page (or the Subscription screen under the More tab in the iOS or Android app); 2. Select your active subscription and choose to cancel; you can also pause billing here instead; 3. Work through the retention prompts and confirm the cancellation; 4. If the online cancel does not go through, call customer service at 1-800-319-4433 (Mon-Fri 6am-6pm PT, Sat 7am-4pm PT) and ask them to cancel. Cancel before your renewal date to avoid the next charge. It takes about 15 minutes and is rated medium to cancel.
- Do I need a credit card for the myFICO trial?
- Yes - myFICO requires a credit card to start the free trial, so note the renewal date - day 30 - if you only want the trial.
More Memberships & Finance trials
Costco
Free
-
After
$65.00
Kept
-
“100% Satisfaction Guarantee here means you can cancel anytime and get your full membership fee back. There's no trial, though. Sign up for the $65 Gold Star membership and you'll get a $20-$45 Shop Card as part of the promo.”
LifeLock (Norton)
Free
30d
After
$124.99
Kept
-
“A 30-day trial is unusually generous in this category, and it's worth using if you just had a breach or are about to apply for a mortgage. But this is the textbook "trial isn't the trap — the renewal is" service. Turn off auto-renew the day you sign up; the cancellation page is buried two menus deep.”